Stripe Fee Calculator | Find What You Should Charge

Calculate how much Stripe will charge in processing fees, and how much to invoice to receive a target amount after fees.

How much does Stripe charge per transaction?

Stripe fees depend on the payment method. Domestic card payments are usually 2.9% + 30¢ per successful transaction. International cards, currency conversion, and manually entered cards add extra percentage fees on top.

Rates vary by payment method — bank debits like ACH can be as low as 0.8% (with a cap), while buy-now-pay-later options like Klarna or Affirm run 5–8% + fixed fee. See Stripe’s local payment methods pricing for the full list.

What does “You should ask for” mean?

If you want to receive a specific amount after Stripe takes its cut, this field shows the invoice amount you need to charge. For example, to net $100 with standard domestic card fees (2.9% + 30¢), you’d need to charge $103.30.

Do Stripe fees vary by country?

Yes. The presets in this calculator reflect US pricing from Stripe’s website. Fees and available payment methods differ by country. Check your local Stripe pricing page for rates in your region.